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Burns & Wilcox, a Farmington Hills, Mich.-based national specialty insurance wholesaler, underwriter and managing general agent, is offering of a new commercial “all risks” property program that includes hard-to-find earthquake coverage in California. The Chubb Surplus Lines Property market, offered through all of Burns & Wilcox’s six offices throughout California, includes $2.5 million to $5 million in earthquake coverage for all zones in California, including the especially difficult-to-insure zones of A, B and E (San Francisco, Los Angeles, Riverside County). The policy is “A++” XV rated, non-admitted paper.

As part of an “all risks” monoline property policy, coverage includes quake, flood, coastal wind and builder & machinery coverage, with a minimum of $25 million in risk total insured value. Minimum premium is $25,000, and the minimum deductible is $5,000.

The program specifically targets California commercial property owners who have found difficulty in securing earthquake coverage in recent years. This includes owners of:
Commercial Properties
•office buildings
•m²¹±ô±ô²õ
•industrial warehouses
•retail centers
•m²¹²Ô³Ü´Ú²¹³¦³Ù³Ü°ù±ð°ù²õ
•vacant buildings

Habitation Risks
•apartments and condos
•student housing
•government-subsidized housing
•commercial-owned dwellings
•senior care centers

Retail and Service Businesses
•hotels and casinos
•restaurants and bars
•retail stores
•hospitals and clinics
•skilled nursing facilities
•g²â³¾²õ
•recreation parks

Public and Nonprofit Properties
•s³¦³ó´Ç´Ç±ô²õ
•community centers and parks
•c³ó³Ü°ù³¦³ó±ð²õ
•correction centers

For information, contact tthe Burns & Wilcox office in your area:
•Fresno: 559-448-1180; fax: 559-448-1170; e-mail: cnorton@burns-wilcox.com; Ceil Norton
•Los Angeles: 818-737-3090; fax: 818-227-0780; e-mail: fcosta@burns-wilcox.com; Fred Costa
•Modesto: 209-576-3300; fax: 209-576-0500; e-mail: kalyon@burns-wilcox.com; Ken Lyon
•Sacramento: 916-638-2524; fax: 916-638-2359; e-mail: kalyon@burns-wilcox.com; Ken Lyon
•San Diego: 619-688-7920; fax: 619-294–4608; e-mail: bmfrank@burns-wilcox.com; Bonnie Frank
•San Francisco: 415-421-4244; fax: 415-421-0620; e-mail: hwgoldenberg@burns-wilcox.com; Harvey Goldenberg

Or, for more information and applications, visit the Web site: .

Topics Catastrophe California Natural Disasters Commercial Lines