USHT Inc., a managing general agent and surplus lines agency based in Dallas, is now offering a homeowners deductible buy-back policy in Texas.
The Texas Homeowners Deductible Buy-Back Policy is a separate policy that is written on a following-form basis under the homeowner’s primary insurance policy. Coverage will be provided up to Clause 2 / All Other Perils deductible amount in the overlying homeowner’s policy less $200 (insured’s retention) up to a maximum of $10,000 (1 percent of Coverage A limit).
The policy specifically excludes windstorm and/or hail; theft and earthquake. No coverage is provided for Section II (Liability).
The coverage is offered on a non-admitted basis; minimum premium is $98; deductible is $200. The carrier is Mt. Hawley Insurance Company.
Source: USHT Inc.,
Topics Texas Homeowners
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