Professional Program Insurance Brokerage located in Novato, Calif., has a new rating structure for large laser clinics and medispas. In the past PPIB’s niche had been the smaller one- to two-person operations. The new rating plan allows larger credit options, flat per person rating basis for all spa services, and lower minimum premiums for doctors.
All policies include package premises and professional liability with the option to include property in most states. Limits are available up to a $3 million aggregate with no deductible for laser work and a $5,000 indemnity only deductible for medispa services. The pogram is available in all 50 states and the District of Columbia.
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