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Quotesmith.com, on online provider of insurance services, has started offering instant downloadable applications to accelerate the underwriting process for its customers and participating carriers.

The service offers instant download of all state-specific and company-specific term life insurance applications and is one of the first of its type to simplify the process of online distribution by allowing customers to download applications.

Quotesmith.com CEO, Robert Bland, said “Most life and health companies today require an applicant’s original signature on an application for insurance and many even require the signature of a witness…We believe that the introduction of this application delivery technology sets the stage for when electronic signatures will truly permit the purchase of insurance online.”