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Connecticut Court to Hear Arguments Over Crumbling Foundations Insurance

December 18, 2018

The Connecticut Supreme Court is scheduled to hear arguments on whether homeowners’ insurance policies should cover repairs to thousands of homes with crumbling foundations caused by defective concrete.

Justices will hear arguments in three cases Tuesday.

An estimated 35,000 homes in Connecticut and Massachusetts are affected by disintegrating concrete containing pyrrhotite, an iron sulfide that reacts naturally with oxygen and water. Replacing a foundation can cost $100,000 to $200,000.

In one of many lawsuits against insurers for failing to cover the damage, a federal judge earlier this year asked the state high court to better define the word “collapse.”

Insurers argue that policies only cover fixing foundations if homes collapse. Homeowners argue that under a 1987 state Supreme Court ruling, “collapse” also can mean impairment in structural integrity.

Related:

Topics Connecticut

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Latest Comments

  • December 26, 2018 at 3:09 pm
    okt0ber says:
    The insurance policy does not provide coverage for that. The fact that the policy requires homeowners to maintain their property does not mean that the insurance coverage pays... read more
  • December 19, 2018 at 10:13 am
    Frank A. Lombard CPCU ARM says:
    All this discussion of "collapse" and not one word about the coverage for resulting (ensuing) damage to the rest of the home from this defective material (pyrrhotite), the add... read more
  • December 18, 2018 at 2:44 pm
    Agent says:
    Didn't Connecticut have a fair amount of rotten drywall imported from China?

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