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Miscellaneous E&O Program
Market Detail: ‘s SBE miscellaneous E&O program features a claims-made and reported form for over 210 ratable classes, including 50+ allied medical. Coverage features include: deductible credits/reduction; disciplinary proceedings; prior acts coverage (premium discount available for inception coverage); and punitive & exemplary coverage (where insurable). Additional coverages available for additional premium: additional limit for defense costs up to $500,000; electronic media sublimit; contingent BI & PD sublimit; personal injury sublimit; aggregate deductible.
Available limits: Minimum $100,000, maximum $5 million.
Carrier: Certain Underwriters at Lloyd’s.
States: All states.
Contact: PLIS Product Team at 512-328-0677 or e-mail: underwriting@plisinc.com.

Flood-Standard/Excess
Market Detail: offers standard NFIP flood coverage. Safehold is a program administrator offering national coverage for commercial & personal lines products on an admitted & non-admitted basis. Some programs can be quoted and bound online via the Online Policy Underwriting System (OPUS).
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Customer Service at 800-842-8917 or e-mail: customerservice@safehold.com.

Personal Auto
Market Detail: writes personal, private-passenger automobile insurance in Illinois, Indiana, Ohio and Wisconsin, Founders specializes in handling the most difficult risks, including poor driving record, poor credit score, an international or out-of-state license, or coverage lapses.
Available limits: Minimum $20,400, maximum $300,000.
Carrier: Founders Insurance.
States: Ill., Ind., and Ohio.
Contact: Patrick Vaulman at 847-768-2562 or e-mail: pvaulman@foundersinsurance.com.