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Cyber & Privacy Protection
Market Detail: offers cyber security coverage featuring: same day quote bind and issuance capabilities for more than 90 percent of cyber security submissions; minimal application information required in order to obtain a quote; and competitive terms and conditions with premiums starting at $300. Coverage features include: $1 million limits with $250,000 breach notification costs (and higher limits are available). All professional service providers both large and small are eligible, including : social services organizations; home healthcare; behavioral healthcare and addiction treatment providers; hotels and motels; temporary/permanent staffing firms; construction contractors; landscapers; accountants; architects; engineers; charities; consultants; insurance brokers; lawyers/attorneys; real estate agents; school/colleges; surveyors; therapists; physicians; nurses; early childcare centers; and all miscellaneous professions.
Available limits: Minimum $1 million, maximum $10 million.
Carrier: Multiple, admitted and non-admitted available.
States: All states.
Contact: ELM Insurance at 310-322-1301 or e-mail: mainofc@e-o.com.

Motor Truck Cargo
Market Detail: ‘s motor truck cargo market targets truckers with one to 25 power units, more than three years CDL experience, and hauls general commodities with values less than $100,000 per load. New ventures are welcome for dry goods/flatbed. Reefer available for experienced risks. Gross receipts available.
Available limits: Minimum $25,000, maximum $100,000.
Carrier: Aspen.
States: All states.
Contact: Tammy Shea at 714-414-1251 or e-mail: tshea@atminsurance.com.

Employment Practices Liability
Market Detail: offers instant quotes for all classes of EPLI and a newsletter to lessen an agency’s E&O exposure.
Available limits: Minimum $500,000, maximum $1 million.
Carrier: AIG, Philadelphia.
States: All states.
Contact: Greg Heitmann at 201-797-1215 or e-mail: g.heitmann@ipariskmanagement.com.

10 + One Vacant Builders Risk
Market Detail: works with a market for homebuilders who cannot extend their builders risk. Coverage can be written for property and liability for these homes in a reporting form package format. Builder has to have at least 10 active builds in any one policy year.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states.
Contact: Patti Abbott-Bozzo at 908-233-8040 or e-mail: pat@ardavisagency.com.

Combined GL + CPL + Professional Liability
Market Detail: specializes in environmental insurance and risk management. Wholesale access is available to all of the major environmental underwriters, with custom crafted insurance for contractors, property owners and consultants.
Available limits: As needed.
Carrier: Berkley Specialty Underwriting Managers.
States: All states.
Contact: Ron Anderson at 608-836-0551 or e-mail: Anderson@armr.net.

General & Artisan Contractors
Market Detail: offers coverage for all types of construction contractors including: errors & omissions insurance for artisan contractors; professional liability insurance for general contractors; pollution liability insurance for both general and artisan contractors; and a combined policy that includes professional or E&O and pollution liability insurance.
Available limits: Maximum $10 million.
Carrier: Columbia Casualty, CNA.
States: All states.
Contact: Annette Stefani at 301-961-9884 or e-mail: annette.m.stefani@schinnerer.com.

StarrBOP
Market Detail: BOP program offers: property up to $5 million; casualty up to $2 million/$4 million; wind coverage; special form; theft; blanket additional insured; enhanced coverage endorsement; and a minimum premium of $500.
Available limits: Maximum $15 million.
Carrier: Unable to disclose, admitted.
States: Fla. only.
Contact: Javier Naranjo at 305-263-6650 or e-mail: jnaranjo@securityunderwriting.com.