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Public Entities
Market Detail: offers blended, occurrence and wrongful acts coverage underwritten in a single policy form that includes: general liability, automobile liability, errors and omissions, police professional liability, employment practices liability. Follow form excess over qualified underlying carriers also available.
Available limits: Maximum $10 million.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states.
Contact: Tom Dultz at 818-660-1671 or email: tdultz@civicrisk.com.

Workers’ Compensation
Market Detail: offers a high-hazard workers’ compensation program with pay as you go billing. Available in 43 states to trucking, staffing, PEO, construction, healthcare and agribusiness classes.
Available limits: Minimum $500,000, maximum $1 million.
Carrier: Unable to disclose, admitted.
States: All states except Alaska, Maine Minn., N.D., N.Y., Ohio, Wash., and Wyo.
Contact: Charles Garnham at 214-382-2454 or email: cgarnham@saffeinsurance.com.

Environmental Impairment
Market Detail: environmental impairment liability is designed for site owners and operators and offers first and third party coverage for on-site and off-site clean-up, bodily injury, and property damage resulting from pre-existing and/or new pollution conditions. Policies can be written for terms up to 10 years in length with limits up to $50 million for a specific site or a portfolio of sites.
Available limits: Maximum $60 million.
Carrier: Unable to disclose, non-admitted.
States: Ariz., Calif., Nev., N.Y., Okla., Ore., Texas, and Wash.
Contact: Sheila Morton at 800-637-4757 or email: sheila_morton@kandkinsurance.com.

Hospice/Home Healthcare
Market Detail: has an A-rated program designed to meet the needs of the home health and hospice industry.
Available limits: Minimum $1 million.
Carrier: Various, admitted and non-admitted available.
States: All states except Mass., Minn., N.H., and Vt.
Contact: Monica Clark at 888-514-3167 or email: mdclark@thomcoins.com.

Not-for-Profit Directors & Officers
Market Detail: provides insurance and risk management solutions tailored to the social service field. ISA’s social service directors and officers program complements its social service package, or provides stand-alone professional liability coverage. Program highlights include: broadest definition of “insured”; broadest employment practices liability; non-employment discrimination coverage; broadest definition of “wrongful act”; third party coverage; punitive damage and prior acts coverage.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states except La.
Contact: Rich Geoghan at 800-622-8272 or email: Rich.Geoghan@SiegelAgency.com.

Motorcycle Dealerships
Market Detail: motorcycle dealership program offers coverage options including garage, general liability, property, inland marine, crime, employment practices, excess and other optional coverages. The program is offered to approved manufacturer brands.
Available limits: As needed.
Carrier: Nationwide/Scottsdale.
States: All states.
Contact: Sheila Morton at 800-637-4757 or email: sheila_morton@kandkinsurance.com.

Health and Fitness Market
Market Detail: has been providing insurance to the health and fitness market since 1985. It offers general liability, property, workers’ compensation, business auto, umbrella, employment practices liability, bonds, and more. Represents numerous carriers as a wholesaler.
Available limits: As needed.
Carrier: Safeco, Liberty Mutual, Philadelphia.
States: All states.
Contact: Bobbie Simpson at 601-898-8464 or e-mail: bsimpson@sportsfitness.com.