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The median six-month auto insurance rate in Arizona has increased approximately 2 percent over the past six months to reach $829 according to InsWeb, an online insurance comparison provider.

An Arizona driver who pays the six-month median rate of $829 and earns the Arizona median annual income of $38,779 pays approximately 4.28 percent of his or her gross income for auto insurance. Arizona is the ninth most expensive state to insure a vehicle. Currently, Massachusetts is the most affordable with a factor of 1.98 percent, while Louisiana is the most expensive with factor of 7.28 percent.