We thank USI for sharing this report with our audience.

The post 2022 Commercial Property & Casualty Market Outlook appeared first on ¾ÅÉ« Research.

We thank USI for sharing this report, which outlines current market conditions and offers suggestions and solutions to help organizations reduce potential exposures.

The post Commercial Property & Casualty Market Outlook – 2021 Midyear Update appeared first on ¾ÅÉ« Research.

CLIPS participants represent a cross section of U.S. P&C insurers that includes many of the top 10 commercial lines companies and the top 25 insurance groups in the U.S. The most recent CLIPS survey showed that twenty four 2020 aggregate U.S. commercial insurance prices increased almost 10%, the highest Q2 increase reported since 2003.

We thank Willis Towers Watson for sharing this report with our audience.

The post Insurance Marketplace Realities 2021 appeared first on ¾ÅÉ« Research.

The post Top 50 Commercial Lines Agencies 2020 appeared first on ¾ÅÉ« Research.

We thank Juniper Labs for sharing this insightful paper with our audience.

The post Coronavirus and Commercial Insurance appeared first on ¾ÅÉ« Research.

We thank USI for sharing this report with our audience.

The post Commercial Property & Casualty Market Outlook Q4 Update appeared first on ¾ÅÉ« Research.

• Insureds in the CGL
• Insureds in the BAC
• The Insured in Workers’ Comp
• Properly Extending Insured Status
• Guidelines for Combining Entities

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.

The post Are You Insuring All The Right People? appeared first on ¾ÅÉ« Research.

• Overview of the Problem
• Pollution Claim Denials
• Exclusionary Wording
• Three Self Limiting Factors
• Five Specific Exclusions
• Six Explicit Exceptions
• Three Implied Exceptions
• Historical Purpose and Development of the Pollution Exclusion
• Total Pollution Exclusion and Options

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.

The post Is the Absolute Pollution Exclusion Really Absolute? Hint: No! appeared first on ¾ÅÉ« Research.

Overview of this guide:

• Contractor coverage, limitations & gaps
• Contractor “professional”exposures
• CPPI coverage possibilities
• CPPI coverages & conditions
• Who needs a CPPI

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.

The post Contractors Protective Professional Indemnity: Filling Gaps You Didn’t Even Know You Had appeared first on ¾ÅÉ« Research.

Key points include:

• Aggregate U.S. industry policyholders’ surplus grew to $757 billion at YE18, despite 2018 cat losses of $15bn for Hurricanes Florence and Michael
• Florida’s state sponsored (re)insurance entities Citizens Property Insurance and Florida Hurricane Catastrophe Fund have balances of $6.2bn and $12.4 bn respectively at YE18
• Florida homeowners insurance pricing should improve after years of increases due to Assignment of Benefits (AOB) reform.
• Use of alternative reinsurance capital is rising with the prospect of improved returns, although use of traditional reinsurance remains more prominent
• Desire for alternative capital and low interest rates have helped grow cat bond issuance

The post U.S. Hurricane Season 2019 appeared first on ¾ÅÉ« Research.

We thank USI for sharing this report with our audience.

The post 2019 Commercial Property and Casualty Outlook appeared first on ¾ÅÉ« Research.

This report shares new insights from its survey of record high participation – 2,415 experts from 86 countries!

“From product recalls to riots to environmental incidents to Brexit the evolving nature of risk, and rise in cyber-related incidents, means business interruption continues to rank as a top threat globally.”

Download this 24 page report for a thorough look at business risk around the globe.

The post Allianz Risk Barometer: Top Business Risks for 2019 appeared first on ¾ÅÉ« Research.

• US Market Overview
• Property Market Update
• Casualty Market Update
• Change is in the Air for Aviation Insurance
• Captives: An Efficient Risk Management Tool or an Over-Engineered Solution?
• Social Engineering in Cyber Crime: Your Workforce is the Target
• Focus Feature: Cyber Risks & Solutions for the Construction Industry
• Punitive Damages: Unpredictable but Worth Solving
• Protecting Your Revenue

We thank Woodruff Sawyer for sharing this report with our audience.

The post Looking Ahead 2019: P&C Considerations for the Next Year appeared first on ¾ÅÉ« Research.

You’ll gain insights into the evolving risks (economic, interest rate, inflation, supply, employee, acuity, technology) as well as on-going risks (operator, liability, insurance, credit, turnover, reimbursement, regulatory) faced by those managing facilities in this industry.

We thank the NIC for sharing these insights with us!

The post Risks Facing the Senior Living Industry appeared first on ¾ÅÉ« Research.

The report contains numerous insights, such as:

• During the 2015–16 school year, 79 percent of public schools recorded that one or more incidents of violence,theft, or other crimes had taken place, amounting to 1.4 million crimes, or a rate of 28 crimes per 1,000 students enrolled.
• During the same year, 47 percent of schools reported one or more crime incidents to the police, amounting to 449,000 crimes, or 9 crimes per 1,000 students enrolled.
• In 2015–16, about 69 percent of schools recorded one or more violent incidents of crime, 15 percent recorded one or more serious violent incidents, 39 percent recorded one or more thefts, and 59  percent recorded one or more other incidents.

Download this report today for more details about the safety of our nation’s schools.

The post Indicators of School Crime and Safety: 2017 appeared first on ¾ÅÉ« Research.