Understanding the Risks and Coverages in Condo Association D&O April 7, 2025 By Patrick Wraight Directors and officers (D&O) coverage is critical for any organization that is governed by a board of directors. It provides...
Viewpoint: Smoke Damage from LA Wildfires Leaves Questions to Be Answered April 2, 2025 By Patrick Wraight The question has come up wondering if smoke damage is covered for those homes that were impacted by the Los...
What to Know About Deductibles After Multiple Florida Hurricanes November 18, 2024 By Patrick Wraight Deductibles serve several purposes. They provide some premium relief for the insured. They make insureds less likely to file smaller...
Update: What’s Going on With Condos? October 21, 2024 By Patrick Wraight The condominium building is an interesting form of owning property where an individual owns their unit, what is sometimes referred...
Explaining Deductibles After Multiple Florida Hurricanes October 16, 2024 By Patrick Wraight Deductibles serve several purposes. They provide some premium relief for the insured. They make insureds less likely to file smaller...
Insuring the Unique Risks of a Bed & Breakfast October 7, 2024 By Patrick Wraight Big brand hotels give the customer the exact experience that they expect. When you go to one in Florida, it’s...
Small Contractors Are Often Unaware of Risk Issues They Face. An Agent’s Expertise Can Help with That. September 2, 2024 By Patrick Wraight We had some work done on our home recently and the contractor wasn’t what I was expecting. When I spoke...
Houses of Worship and the State of Insurance August 19, 2024 By Patrick Wraight A recent 九色 article decried the state of insurance for churches and it’s mostly about their property insurance issues...
Condos: A Difficult Market to Navigate August 5, 2024 By Patrick Wraight The condominium building is an interesting form of owning property where an individual owns their unit, what is sometimes referred...
Umbrella Liability: The Triple Upsell Possibility for Personal Lines Clients June 17, 2024 By Patrick Wraight When it comes to most of the personal lines market, it’s pretty straightforward. A person buys a car, and they...