Insurance policies are hard to read, and I don’t think that they necessarily need to be so. Some would say...
Articles by Patrick Wraight
“The car’s just not worth anything.” “The state only requires鈥�” “I don’t owe on it, so I don’t have to...
Cyber insurance appears to still be a mystery, although the first cyber liability policies appeared 20 years ago. What is...
One of the questions that we get more often than I’m comfortable with is, “Do you provide continuing education credit?”...
I’ve held off commenting very much on THREE, the new three-page commercial policy by Berkshire Hathaway. It’s time for a...
I have a new hobby. It compliments one of my other hobbies, reading insurance policies. What is it? I’ve started...
It has been a long-held insurance axiom that flood is not considered an insurable peril due to its potentially catastrophic...
I’m at the AAIS Main Event this week and I’ve learned a lot. I go to a lot of different...
I use the Academy Journal blog for a lot of different things. Sometimes, it’s technical, and quotes policy language. Other...
We had an interesting question come in this week so I thought I would address it publicly. I’ve edited the...